Money Insurance

If your business relies on cash, give yourself peace of mind by protecting your capital with a People & Partners money insurance policy.

Every organisation that handles large sums of money must protect their capital. A money insurance policy can ensure your funds are covered when locked away or in transit. We can also help you protect the valued employees who handle your funds by extending policies to cover personal accidents to employees carrying the money to and from locations including banks.While most businesses use insurance to protect their property and ensure employees are covered, many fail to recognise the risks involved in storing and transporting money. By definition, money includes cash and bank notes, cash cheques and even postage stamps if unused. The policy does not cover loss caused by dishonesty of the insured’s employees – this is a separate ‘fidelity guarantee’ cover. However we do help you protect your employees in the event of a robbery, including cover for specialist security carriers who carry extremely large amounts of cash between businesses, banks and ATMs.Even as the business world migrates to other forms of payments (cheques, bank transfers, credit cards and mobile apps), large amounts of cash are still collected by many businesses (supermarkets, shopping malls, construction sites, garment factories) either as payments for goods or wages. If your organisation handles large sums of money, insure against the risk of robbery and other misfortunes that may occur while funds are in transit.

The scope would be anywhere in Cambodia with actual locations noted on the policy schedule. The actual safe/vault details would be noted on the policy also. This is an “All Risk” types Policy that covers all losses unless excluded.

Money means cash, bank and currency notes, certificated cheques and other bank securities.

  • War/Terrorism 
  • Radioactivity 
  • Excluding losses or damage to ATM Machine(s)
  • Excluding Mysterious Disappearance
  • Normal deductibles under the policy schedule

  • Personal accident cover to the persons carrying or transporting money 
  • Damage to safes/vaults

We can help/advise you on extra precautions to be taken which would show premium savings. For example, professional security service for carryings or safes larger than 150KG.
We settle claims quickly. The amount of time required to settle each claim varies, based on the severity, extent and nature of the loss. Regardless of the nature of the claim, you can be sure that People and Partners will settle as quickly as possible.

Our expert staff will help you to provide us with all details needed to design your policy to ensure full protection.

 Our business team is ready to create a policy that perfectly meets the requirements of your organisation. Contact us by phone, message us on Facebook or use the form below. 


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