Health insurance in Cambodia

People and Partners Insurance provides the highest quality cover, support and customer service, ensuring you get the best health insurance in Cambodia.

We have a range of policies to guarantee you and your loved ones get the right health care. All costs will be reimbursed by People & Partners, including major expenses like emergency services, surgery and hospital accommodation. Our affordable medical insurance also includes pre-hospital consultations for early diagnosis, and post-hospital benefits to make sure you get back on your feet quickly.

Our dedicated health insurance division is supported by a national network of health care professionals, and each policy is backed by major insurance Underwriters in overseas markets. We have developed special cover packages for Healthcare/Medical Insurance, depending on the levels and amounts of Benefits required. All our policies have 24/7 call centers for claims including worldwide incidents where covered.

Details of the cover

The company agrees to pay compensation, up to the maximum amount as stated in the Benefit Schedule, in the event of medical treatment following accidents, and medical conditions following illness, limited to in-patient treatment and Daycare Treatment. Costs of treatment are as per the schedule of benefit.

Definitions

Daycare Treatment: Refers to eligible Treatment (excluding Out-Patient Treatment) at a Hospital or daycare unit where the Insured Member is admitted to a Hospital bed as an emergency case but less than 6 hours as recommended by doctor or physician.

Inpatient: The period of confinement at hospital for receiving Medically Necessary Treatment is subject to maximum 6 hours or no minimum.

Age Limit: 0-65 years old, children age 30 days onward.

Typical Benefits

Medical & Surgical Benefits:

  • Accommodation, Recovery Room for Intensive Care (Max 20 days) - USD$200
  • Accommodation, Recovery Room for Ordinary Care (Max 70 days) - USD$55
  • Surgical Benefits - USD$4,800
  • In-Hospital Doctor Visit per day (Max 90 Days) - USD$25
  • Pre-Hospital Diagnostic and consultations - USD$200
  • Supplemental accident expense within 24h after the accident - USD$550
  • Hospital general Fees - USD$1,400
  • Post-Hospital Benefits (within 90 days following discharge) - USD$90
  • Government Hospital Cash Allowance for free of charge hospital (up to 90 days) - USD$60
  • Funeral/Burial/Cremation Cost - USD$500
  • Road Ambulance Transport - USD$300
  • Companion Accommodation (Per Night) - USD$40
  • Outpatient Care per Plan/Policy Period (Co-payment 10%) - USD$100
  • Accidental Damage to Natural Teeth per Plan/Policy Period - USD$550

Main Exclusions

  • Evacuation or Repatriation
  • Outpatients Treatment
  • Alcohol and/or drug abuse
  • Dietary supplements, vitamins etc
  • Cosmetic surgery or products
  • Medical check ups
  • Dental Treatment
  • Optional Treatment
  • Optional Wider cover

For extra premium clients can purchase the following:

  • Evacuation/Repatriation
  • Outpatients Treatment
  • Medical check-ups
  • Dental Treatment
  • Optical Treatment
Why You Should Insure with People & Partners Insurance PLC.

We are medical insurance experts and we employ a Medical Doctor to assist us and advise where needed on policy cover and claims issues.

Our “A” Rated International Reinsurance Panel provide us with the Best Terms worldwide and we also use their International Assistance Network to facilitate claims service and payments to overseas claims and Hospitals, where they form part of the Insurance coverage.

We Pay claims Quickly, Once we have the necessary claims documents and invoices we process the local claims very quickly, using our own internal system and staff. Where there is a claim in an overseas country, usually in Asian countries, we use our International Panel of clients and Hospitals Via our Reinsurers Worldwide Network, with no extra charge to the client for this service.

Getting the right cover is easy

Our premiums are very competitive in this market from the basic coverage to all the various options (including evacuation/repatriation covers). Simply ask our Expert Team.

Our health insurance professionals are ready to tailor an insurance policy specifically for your needs. Contact us by phone, message us on Facebook or use the form below.

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