General Third Party Liability Insurance

Eliminate risk of serious financial loss by ensuring you have the right Third Party Liability Insurance for your business.

Damage to third party property and individuals is one of the most crucial forms of cover for Cambodian businesses. Accidental death, bodily injury, disease, and loss or damage to third party property can create an impact on uninsured businesses that may be difficult to recover from.

Modern businesses are expected to recognise their legal liability when staff or equipment controlled by the company results in damages. In terms of costs, a failure to apply comprehensive cover creates an ongoing serious risk to the future of the business. In addition to Personal Accident Insurance, Third Party Liability Insurance guarantees the company is covered against any situation leading to death or personal bodily harm.

In all cases, the liability is subject to limits of Indemnity and other terms and conditions of the policy, so it’s important to work with a People & Partners Plc business expert to create a policy that’s right for your business.

People and Partners Insurance PLC can arrange Third Party Liability Insurance to cover the legal Liability of any business in respect of accidental Death/Bodily injury to any person, or loss of/damage to Third Party Property. The policy also covers any legal costs and expenses incurred with the consent of insurers.

Extensions to cover

  • First aid facilities provided to Third Parties
  • Fire and explosion cover
  • Guest effects clause (if a hotel)
  • Food and Drink Liability (if a hotel or restaurant)

Main Exclusions

  • professional indemnity
  • directors and officers liability
  • motor liability
  • product liability
  • aviation liability
  • waterborne craft/marine liability
  • war/terrorism
  • radioactivity
  • any self insured deductible in the policy schedule

Possible Extensions of Cover

It is possible for PPI to give wider cover for professions or sectors that have specific or heightened risks of liability:

  • accountants
  • lawyers
  • architects
  • engineers
  • surveyors/valuers
  • real estate agents
  • health and medical practitioners
  • doctors
  • dentists
  • Directors and Officers Liability
  • Motor Liability
  • Product Liability
  • Aviation Liability
  • Waterborne Craft/Marine Liability

Why should you choose People and Partners Insurance PLC?

Our expert staff can help/advise you on our wide range of covers and assist with designing a policy at the most competitive premium.

We settle claims quickly. Although the amount of time required to settle each claim varies based on the severity, extent and nature of the loss, you can be sure People and Partners will settle the claim as quickly as possible.

Getting the right cover is easy

Our expert staff will quickly and clearly advise you on the requirements for the policy. Once you've provided us with all the details needed to design your policy, we'll ensure full protection at the most competitive price.

Our team is ready to create a Liability Insurance policy that perfectly meets the requirements of your organisation. Contact us by phone, message us on Facebook or use the form below.